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Congratulations! You have decided to purchase a home/cottage, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value. In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. Please contact me if you have any questions about buying a home in Perth and the Rideau Lakes or area. The Importance To You of Buyer's Agency Traditionally in Real Estate the agent represented the seller in all transactions. As a buyer you would be treated fairly and have your paper work filled out, but the loyalty, legally, lay with the seller. When you called the listing office about a home, they are acting for the seller. That is changing. The introduction of " Buyer’s Agency" gives the buyer an "agency relationship". As a Buyer your interests are represented and legally protected. Here's why it matters to you. When the agent works for the seller, they will be helpful and considerate to you. But the bottom line is to get the seller the most money for their property. When the agent works for you the buyer, they will have your best interest in mind. The bottom line will be to get you the best deal. A buyer’s agency agreement is a contract between the buyer and the agent. The agent is committing to you to help you find the home you want in a specified time period. In turn you commit to work with that agent for that time period. A buyer’s agent can give you advice on an offer price. They help through the whole process of buying; finding financing, insurance, lawyers and home inspectors that will meet your needs. Representation at the bargaining table, gives you the best chance for the lowest price. Is it necessary to have a Buyer's Agent? No. Thousands of home buyer's have been well served dealing with the seller's Agent. (For years, it was the only way it was done). The important thing is to understand your options, so that you don't unintentionally accept less representation than you would like. Talk to your Real Estate representative to discuss what type of relationship you want to have with them. |
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